Digital Lending to SMEs
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July 23, 2019
- Posted by: Hunt Partners
- Categories:
Financing for small-and-medium enterprises (SMEs) has traditionally been limited to businesses with strong cash-flows or assets. Businesses that did not fit into the traditional credit-underwriting framework found them elves shut-out from traditional credit markets, i.e. Banks and NBFCs. This practice is now fast changing with the advent of numerous start-ups that are leveraging technology and
Housing Finance: Metamorphosizing
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July 23, 2019
- Posted by: Hunt Partners
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The advancement of the Indian Housing Finance sector is largely a saga of three institutions: HDFC, ICICI, and State Bank of India. All three either introduced or aggressively pushed concepts that turned the market upside down. Examples of this are: Floating rates introduced by HDFC and ICICI and fixed cum floating rates introduced by SBI.
Banking: Subsidiarization in India
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July 23, 2019
- Posted by: Hunt Partners
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A subsidiary bank is a type of foreign entity that is located and incorporated in a foreign country but majority owned by a parent corporation in a different nation. For example, London-based Merrill Lynch International is the largest operating subsidiary of the Bank of America Merrill Lynch, outside of the USA. The subsidiary banking model